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KBS Bank (Krishna Bhima Samruddhi Local Area Bank) is one of the Local Area Banks operating presently in the country. Today, the bank operates in 12 districts in three states viz. Telangana, Andhra Pradesh and Karnataka. Although the regulation currently allows a LAB to operate in 5 districts, the remaining districts are an outcome of administrative split of the erstwhile district of Gulbarga into Yadgir and Gulbarga and splits of Rangareddy and Mahbubnagar Districts in Telangana. As of date the Bank has 29 branches and 14 Business Correspondent Outlets spread across the districts.
What sets apart KBS is its business model. Perhaps it is the only bank in the country, whose business model has been built on Financial Inclusion as its core objective and Micro Finance as its delivery model. Right at the beginning the Bank had adopted the mission to be a sustainable local community based institution providing financial services to the underserved.
The bank adopted "Reaching the Unreached" as its core mission and the punchline in its branding.
The bank's target customer group come from small towns and villages in the operational districts and have very "small" means to support their economic activity.
The Bank accepts small deposits, grants small loans and all this is done at the door step of the customer, saving him/her the precious working time from travelling to the bank. Over the years, the bank has added financing the micro enterprises to its portfolio, slowly moving up in the value chain both size wise and tenor wise. It remains fully committed to its core objective to serve the under-served people in one of the most under-banked regions of the country.
Offering you a range of savings accounts that suits your personal needs for banking.
Savings Bank Account which can have zero balance and relaxed KYC Norms.
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Daily/weekly savings facility for small businesses, road side vendors and housewives
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With door step collection facilities. Recommended for Sr. Citizen, housewives and small business holders
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Long term recurring deposit for students to save for future higher studies.
Apply now KBS Bank is an equal opportunities employer and has been following a recruitment system which requires the applicants for all positions to visit field operations, interact with customers and staff to facilitate mutual assessment. We seek people with dual competencies - sound commercial sense and understanding of social issues.
Training - The staff are provided with a combination of classroom and on-the-job induction, where the new colleague familiarizes him/herself with the customer profile and relationship, products and services, methodologies, monitoring tools and the management information system. KBS Bank emphasizes the training and development of all staff and invests a substantial amount of time and resources on it.Image from Freepik
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KBS Bank supports and assists mission-driven organizations and philanthropists in achieving breakthrough impact by acquainting them with society's most important challenges, opportunities and needs.
Our young team of in-house social sector thematic experts, data analysts and researchers understand the community needs that falls within seven thematic areas, they identify target groups, do depth research, structured interviews on field and paints the comprehensive picture that helps in creating and implementing solutions.
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KRISHNA BHIMA SAMRUDHI LOCAL AREA BANK LIMTED
1-98/8 to 11/FC/501 and 1-98/8 to 11/FC/502, 5th Floor, Fortune Chambers, Image Garden Function Hall Lane,Silicon Valley, Madhapur,
Hyderabad - 500081, Telangana.
Mon – Fri: 9:00 am – 8:00 pm,
Sat – Sun: 9:00 am – 10 pm
helpdesk@kbsbank.com
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